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Medicare Advantage
Medicare Advantage, also known as Medicare Part C, is an alternative to Original Medicare that offers all-in-one coverage. These plans are provided by private insurance companies approved by Medicare and include Part A (hospital insurance) and Part B (medical insurance). .
Many Medicare Advantage plans also offer additional benefits like prescription drug coverage (Part D), vision, dental, hearing, and wellness programs. Some plans may have lower out-of-pocket costs than Original Medicare, but networks of doctors and hospitals may be more limited.
Medicare Advantage plans often come in different types, such as Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs), each with its own network rules and coverage options. When choosing a Medicare Advantage plan, it's essential to consider your healthcare needs, preferred providers, and the specific benefits each plan offers.